The importance of tokenisation for Europe – the issuance of a digital representation of a real asset in the form of a token on a distributed ledger infrastructure – is generally underestimated. This is the conclusion of the report of the Tokenise Europe 2025 initiative, co-founded by the European Commission and the German Banking Association with the support of the management consultancy Roland Berger and the participation of more than 20 member organisations from France, Germany, Portugal, Italy, Liechtenstein, Sweden and Spain.

The role of the finance function of a company is generally not considered to be particularly innovative. Many associate this corporate function with balance sheets, cash flow analyses and Excel spreadsheets. With the advent of blockchain technology, however, this perception could change fundamentally and shift the finance function to a strategically acting driver of innovation.

The manufacturing industry and its suppliers are heading for difficult times. Several emerging global developments in recent years are creating considerable pressure on competition and costs. The effects will be particularly noticeable in areas with a high deployment of mechanical equipment. If machines remain unused due to a downturn in the order situation, they merely generate high costs instead of contributing to the company's profitability and value creation. This unfavorable circumstance potentially can be solved by new ownership models, such as the concept of pay-per-use. Especially pay-per-use in conjunction with blockchain technology offers producers a variety of possibilities to better hedge their business against emerging external influences of the global economy and at the same time to significantly improve internal performance indicators.

With Pay-Per-Use in combination with blockchain technology, PayperChain provides a flexible instrument for executing payments via usage data.